Hello Friends, Welcome to Medico Pediaa , Today I explain about Top Health Insurance company in USA. There are many Health Insurance Companies in United state of America , but we selected top health insurance companies in USA with proper address and all other details of the company. In this post, we will discuss list of Health Insurance companies in USA . In this article, We are providing you a list of Top Health Insurance company in USA .

In the United States, medical insurance companies are essential components of the healthcare system, offering coverage for a variety of medical treatments and services. Health insurance encompasses a wide range of plans and providers that address diverse needs. Here are several important facts about medical insurance companies in the U.S Top Health Insurance company in USA

In this Article we also explain about profit of insurance companies and the best health insurance in USA. Healthcare industry in USA is very big.

Types of Insurance Plans

Employer-Sponsored Insurance: Many Americans receive health insurance through their employers. These plans often cover a significant portion of premiums, making them more affordable for employees.
Individual and Family Plans: Individuals and families can purchase insurance plans directly from insurers or through health insurance marketplaces. The Affordable Care Act (ACA) expanded access to these plans, offering subsidies for eligible individuals.
Government Programs: Programs like Medicare (for seniors) and Medicaid (for low-income individuals) provide essential coverage. The Children’s Health Insurance Program (CHIP) also offers coverage for children in low-income families.
Short-Term Plans: These are temporary insurance solutions designed to provide coverage during gaps in more comprehensive plans. They typically offer limited benefits.

Kaiser Permanente

Cigna

United Healthcare

Humana

Elevance Health

Blue Cross Blue Shield Association

HCSC

Molina Healthcare

CVS Health Corporation

Centene

Guidewell

1. Kaiser Permanente

Kaiser Permanente is one of the largest non-profit healthcare organizations in the country. The insurer serves 12.7 million members. Its health plans are available in California, Colorado, Georgia, Hawaii, Maryland, Oregon, Virginia, Washington, and the District of Columbia.

Kaiser Permanente provides budget-based plans that cover the following:

These services are delivered through Kaiser’s vast network consisting of:

23,982 physicians

68,218 nurses

39 hospitals

622 medical offices

The health insurer’s plans come with low premiums and zero deductibles. Around 212,970 employees handle the company’s operations.

Kaiser Permanente is an American integrated managed care consortium, based in Oakland, California, United States, founded in 1945 by industrialist Henry J. Kaiser and physician Sidney Garfield. Kaiser Permanente is made up of three distinct but interdependent groups of entities: the Kaiser Foundation Health Plan, Inc. (KFHP) and its regional operating subsidiaries; Kaiser Foundation Hospitals; and the regional Permanente Medical Groups. As of 2023, Kaiser Permanente operates in eight states (Hawaii, Washington, Oregon, California, Colorado, Maryland, Virginia, Georgia) and the District of Columbia, and is the largest managed care organization in the United States.

Kaiser Permanent Address :

Head office: San Francisco, California

DWP: $89.2 billion

Market share: 6.2%

2. Cigna

Cigna is a global health insurer that serves around 19.5 million members in the US. It is also one of the largest health insurance companies in the world, catering to about 190 million clients across over 30 countries and territories.

In the US, Cigna offers health and dental policies, including Medicare plans, international healthcare coverage, and supplemental health insurance. It delivers products through two business units:

Cigna Healthcare: Consists of products and services that help members improve health and well-being at each stage of their lives.

Evernorth Health Services: Designed to make disease-prevention and treatment more accessible by offering pharmaceutical and healthcare products and services to members.

The Cigna Group is an American multinational managed healthcare and insurance company based in Bloomfield, Connecticut. Its insurance subsidiaries are major providers of medical, dental, disability, life and accident insurance and related products and services, the majority of which are offered through employers and other groups (e.g., governmental and non-governmental organizations, unions and associations). Cigna is incorporated in Delaware.

Cigna Address:

Head office: Bloomfield, Connecticut

DWP: $34.0 billion

Market share: 2.4%

3. United Healthcare

United Health Group Incorporated is an American multinational health insurance and services company based in Minnetonka, Minnesota. Selling insurance products under United Healthcare, and health care services under the Optum brand, it is the world’s eleventh-largest company by revenue and the largest health care company by revenue.

United Healthcare Address:

Headquarters

Minnetonka, Minnesota, United States

4. Humana

Head office: Louisville, Kentucky

DWP: $87.0 billion

Market share: 6.0%

Humana is among the largest managed care companies in the country, with more than 17 million members across all 50 states. The health insurer offers individuals, employer groups, and anyone searching for government-sponsored plans affordable options. These include:

Medicare plans
Medicaid plans
Dental insurance plans
Group health plans
Pharmaceutical plans
Vision plans

Members can access Humana’s products and services through three platforms:

Health Services: Offers wellness and healthcare products and services to individuals, employers, and Humana subsidiaries.

Group & Specialty: Provides commercial medical plans and specialty healthcare benefits to individuals and groups.

Retail: Consists of individual plans, including Medicare and Medicaid.

Humana’s workforce comprises about 67,100 employees.

Humana Inc. is a for-profit American health insurance company based in Louisville, Kentucky. In 2023, the company ranked 42 on the Fortune 500 list, which made it the highest ranked (by revenues) company based in Kentucky. It is the fourth largest health insurance provider in the U.S.

Humana received the highest Customer Experience Index scores among Health Insurers in Forrester’s proprietary 2024 U.S Customer Experience Index rankings. The ranking was based on Forrester’s Customer Experience Index Scores, derived from Forrester’s Customer survey of 12,372 US online consumers measuring 16 Health Insurers from February to April 2024. Customer Experience Index scores for individual Health Insurers reflect the average scores across all customers ratings for that brand. Forrester Research does not endorse any company included in any Customer Experience Index report and does not advise any person to select the products or services of any particular company based on the ratings included in such reports.

Humana Address:

Head office:

Louisville, Kentucky

DWP: $87.0 billion

Market share: 6.0%

5. Elevance Health

Head office: Indianapolis, Indiana

DWP: $103.4 billion

Market share: 7.2%

Previously known as Anthem, Elevance Health rebranded in June 2022. The insurer draws on its network of 1.7 million doctors and medical facilities to serve its more than 47.5 million members. This figure includes 21 million risk-based patients.

Apart from being among the largest health insurance companies in the US, Elevance Health is the biggest for-profit managed healthcare company in the Blue Cross Blue Shield Association.

The industry giant offers various health insurance plans covering medical, dental and eye care. These policies are available to employers and individuals, as well as their family members, through the group’s Anthem Blue Cross Blue Shield and Wellpoint brands.

Elevance Health also provides members with a range of healthcare services through its Carelon brand and other subsidiaries. The company’s policies are available in 14 states.

Health insurance companies – Elevance Health, list of states available

Elevance Health, Inc. is an American health insurance provider. Prior to June 2022, Elevance Health was named Anthem, Inc. The company’s services include medical, pharmaceutical, dental, behavioral health, long-term care, and disability plans through affiliated companies such as Anthem Blue Cross and Blue Shield, Anthem Blue Cross in California,Wellpoint, and Carelon. It is the largest for-profit managed health care company in the Blue Cross Blue Shield Association. As of 2022, the company had 46.8 million members within its affiliated companies’ health plans.

6. Blue Cross Blue Shield Association

Blue Cross and Blue Shield Association (BCBSA) is a health care coverage services provider. It facilitates several plans and national programs in the health insurance industry. The association offers multiple insurance products to large employer groups, small businesses, and individuals. Blue Cross Blue Shield Global is a provider of healthcare solutions for people who live, work and travel internationally. It enrolls the US federal workers, retirees and their families, under the federal employee program. It also grants licenses to independent companies to use the trademarks and names in specific geographic areas. BCBSA is headquartered in Chicago, Illinois, the US.

The Blue Cross Blue Shield Association is a national federation of 34 independent, community-based and locally operated Blue Cross Blue Shield companies. The Association owns and manages the Blue Cross Blue Shield trademarks and names in more than 170 countries and territories around the world. The Association also grants licenses to independent companies to use the trademarks and names in exclusive geographic areas.

As an independent licensee of the Association, we’re required to tell you the following disclosure statements:

The Blue Cross Blue Shield Association licenses Blue Cross Blue Shield of Michigan to offer certain products and services under the Blue Cross and Blue Shield names.
Blue Cross Blue Shield of Michigan is an independent organization governed by its own board of directors and solely responsible for its own debts and other obligations. Neither the Association nor any other organization using the Blue Cross or Blue Shield brands acts as a guarantor of Blue Cross Blue Shield of Michigan’s obligations.
By April 15 of each year, Blue Cross Blue Shield of Michigan must file an annual report with the Michigan Department of Consumer and Industry Services. A full copy of the most recent audited financial statement is available upon request at Blue Cross Blue Shield of Michigan’s corporate headquarters.

Blue Cross Blue Shield Association Address

200 E. Randolph, Chicago, Illinois, 60601

Telephone : 1 888 6302583

7. HCSC

Health Care Service Corporation, more popularly known as HCSC, operates as a mutual legal reserve firm. It is also the largest customer-owned health insurance company in the country, with about 18.6 million members. The insurer offers life and health insurance policies and related services through its subsidiaries, including:

HCSC Insurance Service Company

TriWest Healthcare Alliance

Prime Therapeutics

Medecision

Availity

Dearborn Group

Dental Network of America

HCSC holds membership with the Blue Cross Blue Shield Association, one of the most popular health insurance brands in the US. The insurer’s policies are available in Texas, Oklahoma, New Mexico, Montana, and Illinois. HCSC employs more than 22,000 staff.

Health Care Service Corporation, a Mutual Legal Reserve Company, (HCSC) is a member-owned health insurance company in the United States. HCSC was formerly known as Hospital Service Corporation and changed its name to Health Care Service Corporation in 1975. The company was founded in 1936 and is based in Chicago, Illinois with a network of offices in the United States. Health Care Service Corporation is the licensee of the Blue Cross and Blue Shield Association for five states. It concentrates its operations in Illinois, Montana, New Mexico, Oklahoma, and Texas.

HCSC Address:

Head office: Chicago, Illinois

DWP: $51.0 billion

Market share: 3.5%

8. Molina Healthcare

Molina Healthcare specializes in government-sponsored programs for eligible individuals and families. It has about 5.1 million members in these 18 states:

Molina Healthcare, Inc. is a managed care company headquartered in Long Beach, California, United States. The company provides health insurance to individuals through government programs such as Medicaid and Medicare.

Molina Healthcare partners with state governments and provides a range of healthcare services to individuals and families. The health insurer has been chosen by several states to join dual demonstration projects to manage the care for those qualified for Medicaid and Medicare.

Molina Healthcare Address:

Head office: Long Beach, California

DWP: $28.8 billion

Market share: 2.0%

9. CVS Health Corporation

Head office: Woonsocket, Rhode Island
DWP: $83.9 billion
Market share: 5.8%

CVS Health corporation is an American healthcare company that owns CVS Pharmacy, a retail pharmacy chain; CVS Caremark, a pharmacy benefits manager; and Aetna, a health insurance provider, among many other brands. The company is the world’s second largest healthcare company, behind UnitedHealth Group. In 2023, the company was ranked 64th in the Forbes Global 2000.

CVS Health is a diversified healthcare benefits provider and one of the largest health insurance companies in the nation. It serves more than 23 million members in all 50 states.

CVS Health has more than 9,900 retail locations and nearly 1,100 walk-in clinics across the US. It also operates a pharmacy benefits manager with about 100 million plan members, as well as a senior pharmacy care business that serves over one million patients every year.

The health insurance giant’s policies provide standard benefits. Members can also access specialty pharmacy services and standalone Medicare Part D prescription drug plans.

Head office: Woonsocket, Rhode Island

DWP: $83.9 billion

Market share: 5.8%

10. Centene

Headquarters: St. Louis, Missouri

DWP: $96.4 billion

Market share: 6.7%

Centene provides various services to government-funded healthcare programs for uninsured and underinsured Americans, including Medicare and Medicaid. The insurer is the country’s largest Medicaid managed care provider, with more than 28 million members across all 50 states.

Centene offers local health plans and health insurance products. The company partners with other healthcare and commercial groups to provide members with specialty services. These include:

Behavioral health
Dental benefits
Care management software
Correctional healthcare services
In-home health services
Life and health coverage
Managed vision care
Pharmacy benefits management
Specialty pharmacy
Telehealth services

Centene is backed by 67,800 employees nationwide.

Fortune 500 company, is a leading healthcare enterprise that is committed to helping people live healthier lives. The Company takes a local approach – with local brands and local teams – to provide fully integrated, high-quality and cost-effective services to government-sponsored and commercial healthcare programs, focusing

on under-insured and uninsured individuals. Centene offers affordable and high-quality products to more than 1 in 15 individuals across the nation, including Medicaid and Medicare members (including Medicare Prescription Drug Plans) as well as individuals and families served by the Health Insurance Marketplace and the TRICARE program.

Centene Address:

Centene Corporation

Centene Plaza

7700 Forsyth Boulevard

St. Louis, MO 63105

11. Guidewell

GuideWell operates as a non-profit mutual holding company. It serves around 27 million members in 35 states. The firm offers health insurance through various subsidiaries. These include:

Florida Blue: A local Blue Cross Blue Shield member, it provides a range of healthcare services to the state’s residents. These include medical services, wellness programs, and preventative care.

Florida Health Care Plans: Offers quality health coverage and care services for local individuals, families, and employers.

Truli for Health: Provides affordable healthcare coverage to Florida’s workforce.

Capital Health Plan: Delivers affordable healthcare coverage to communities in the Tallahassee area.

Triple-S Salud: The largest health insurance company in Puerto Rico, offering health plans with an open access network.

Apart from health insurance, GuideWell also provides healthcare and health administrative services.

GuideWell, formally GuideWell Mutual Holding Corporation (holding company for Florida Blue), is a mutual insurance holding company primarily focused on health insurance in Florida. It was created in 2013 by a reorganization initiated by Florida Blue, a member company of the Blue Cross Blue Shield Association.By health insurance premiums written, it is 10th largest in providing health insurance in the United States with about $15b in health insurance sales.

Head office: Jacksonville, Florida

DWP: $26.5 billion

Market share: 1.8%

Guidewell Address:

4800 Deerwood Campus Pkwy Building 800/4th Floor, Jacksonville, FL 32246, United States

Contact: +1 855-204-4084

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